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    Who We Are

    Tuscaloosa Repossessions Tuscaloosa repo and wrecker services, Full service colateral recovery.

    Located in Tuscaloosa Alabama, West Alabama towing & recovery is centrally located. Giving us a great central Alabama location to handle all your recovery and repossession needs! Available 24/7.

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    Tuscaloosa Repossessions

    13
    May

    24 hours a day 7 days a week


    Tuscaloosa repossession and recovery. Available 24 / 7 for all your repo and recovery needs!

    05
    sep

    Fully Insured
    Tuscaloosa Repos


    Full service wrecker and repossession service in Tuscaloosa Alabama

    29
    dec

    24 hour Wrecker service


    24 hour towing and recovery in Tuscaloosa Alabama, repossessions and insured storage available!

    5
    sep

    Licensed and Insured
    Tuscaloosa Repossessions


    Our Team

    ROBERT

    18 years recovery experience

    FinalNotice


    Johnathan

    16 Years Recovery Experience

    Gotcha


    Camille

    8 years Recovery Experience

    hooknbook

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    Service Overview

    tuscaloosa reposessions
    Tuscaloosa Repossessions

    We specialize in getting your property back fast! Fully licensed and insured up to $5,000,000.00 to meet ALL your needs!

    RECOVERY

    Tuscaloosa wrecker service
    Storage Facility

    We have a fully insured and fenced private storage facility that also includes INSIDE storage for specialty items!

    STORAGE

    Tuscaloosa repo
    Tuscaloosa Wrecker Service

    24 hours a day, 7 days a week. We are Here when you need us!

    WRECKER

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    Our Friends

    PCPRO of Tuscaloosa

    PCPRO of Tuscaloosa, For all your web design and hosting needs!

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    Tuscaloosa Alabama

    We support Alabama Football! ROLL TIDE ROLL!

    ROLL TIDE
    Tuscaloosa Alabama

    Lake Tuscaloosa

    Visit Lake Tuscaloosa!

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    Special Offer

    West Alabama Towing

    Mention you saw this ad on our website, and get 10% off your next wrecker or repossession!

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    Our Other Companies

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    Northport, Alabama For all your storage needs!

    A1 Mini Storage
    Budget Truck Rental

    233 Skyland Blvd, Tuscaloosa Alabama

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    Freedom Bail Bonds

    Tuscaloosa, Alabama Bail Bonds

    Read More
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    Our Location

    West Alabama Towing

    35473 Northport,Alabama
    9331 hwy 69n Northport,Alabama.
    Phone: 1(205) 534-3945
    24 hour:205-331-5483
    E-mail: westalabamatowing@yahoo.com

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    Privacy Policy

    Our Privacy Policy

    construction 5 West Alabama towing

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    More

    Tuscaloosa Repossessions

    West Alabama Towing & Recovery, Tuscaloosa Alabama Auto Repossessions.

    Procedure of a repossession (United States) In the United States, repossessions are carried out pursuant to state laws that permit a creditor with a security interest in goods to take possession of those goods if the debtor defaults under the contract that created the security interest. In particular, all 50 U.S. states and the District of Columbia have enacted (with minor variations) Article 9 of the Uniform Commercial Code, which generally permits security interest holders to repossess goods if a debtor is in default and the repossession can be conducted without a "breach of the peace" (i.e., without breaking the law).

    Being "in default" means that the debtor has failed to fulfill his or her obligations under the contract. The most common forms of default resulting in repossession are failing to make required payments and failing to maintain adequate insurance coverage.

    Many U.S. states have enacted additional laws that apply specifically to the repossession of purchased and leased automobiles, and which are intended to afford additional consumer protections.Typical requirements include mandating that auto lenders provide consumers with opportunities to either "reinstate" or "redeem" their purchase or lease contracts after their vehicles have been repossessed. A "reinstatement" entails a consumer paying all of his or her past due amounts plus the creditors repossession expenses, and then reacquiring the automobile as if the repossession had not occurred. A "redemption" entails the consumer paying off the entire contract balance and then being given ownership of the vehicle free and clear of any contract obligations.

    Many consumers mistakenly believe that they are legally entitled to a "grace period" that prevents creditors from repossessing goods until the payments are a certain number of days overdue. In reality however, grace periods are non-compulsory business practices that have been adopted by most consumer lenders. There is nothing legally preventing a creditor with a security interest from repossessing the goods if a payment is late

    (even if it is only one day overdue)

    If a lender finds itself in the situation of needing to repossess property while the borrower attempts to avoid this, the dealer may contract the work of repossession out to a repossession agent. Many things can be repossessed, but most repossession agencies focus on auto repossession.

    The repo agent normally uses a tow truck or pickup truck with a special towing attachment called a boom, or a quick pick type system. but sometimes they pick the lock or obtain the key from the car owner.

    The repossession agent will find the car and check the VIN to make sure they have the right car. They will then hook up the car to the tow truck and tow it away or drive it away.

    Repossession does not necessarily satisfy the loan. If the repossessor sells the asset for an appropriate amount, and if that amount is less than the amount of the loan, and if the repossessor sues the debtor for the balance (plus reasonable fees if applicable) in a timely manner, the debtor may be liable to pay the balance (sometimes called the "deficiency").

    Whether a debtor is actually liable for a balance depends on jurisdiction and on the details of the loan contract. In the case of a nonrecourse debt for example, the debtor is not personally liable for a deficiency.